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THE DEBT ANALYZER (C) 1992-93
Version 1.20, March 13, 1993
Suggested BBS name, this version: DEBT120.ZIP
A shareware software package from Insight Software Solutions
Mailing Address: P.O. Box 354, Bountiful, UT 84011-0354
Phone: (801) 295-1890 Fax: (801) 299-1781
BBS: (801) 963-8721 CIS: [71672,3464]
Author: Michael D. Jones
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To Start: A>DEBT (then press <return/enter> key)
════════════════════════════════════════════════════════════
The Debt Analyzer - Program Overview
The Debt Analyzer is a financial software program designed with ease and
flexibility in mind. It is the perfect tool to help reduce and eliminate
debt. Debt reduction is illustrated through a loan payment matrix or
through loan consolidation. Up to 20 debts can be processed at one time.
The loan payment matrix offers the flexibility of using minimum payments
or current payments. Additional accelerated payments can be applied. Debts
can be prioritized to be paid off in any order or one of 9 predefined
priorty methods may be used. Months and Interested saved are reported.
Loan consolidation illustrates the savings that can be incurred by combining
all your high rate debts to one lower rate loan. The term or the payment of
the consolidated loan may be specified or the total of all other debt
payments can be used.
Reports can be viewed on the screen or sent to a printer. The Debt Analyzer
is a menu driven program that also contains an on-line manual and individual
help for each input to allow the user to easily navigate and understand the
program.
Client names can be entered and included in the reports. All information can
be saved and retrieved for multiple clients. The Debt Analyzer provides
several miscellaneous configuration options for setting the program up to
your individual liking.
The Debt Analyzer - Program Features
Loan Payment Matrix Consolidated Loan
Up to 20 debts Up to 20 debts
Payments Select Term of Loan
Minimum Payments Select Payment To Make
Current Payments Use Sum of Debt Payments
Accelerated Payments Current Debt Summary
Prioritize Debts Name of Debt
Highest Interest Rate First Loan Balance
Smallest Balance First Number of Months To Pay
Largest Balance First Interst Rate
Smallest Minimum Payment First Interest Paid
Largest Minimum Payment First Total Interest Paid for all
Smallest Current Payment First Debts
Largest Current Payment First Total Interest Saved with
Shortest Term Debt First Consolidation
Largest Term Debt First Consolidated Loan Schedule
User Defined
Debt Payoff Schedule Other Features
Name of Debt Save and Retrieve Multiple
Date To Pay Client Information
Amount To Pay On-line Manual
Remaining Balance On-line Help for each field
Debt Payment Summary Effective Rate Calculator
Name of Debt
Loan Balance Configuration
Payment Schedule Select Own Colors
Number of Months To Pay Select/Modify Printer Driver
Number of Months Saved Up to 3 Permanent Header Lines
Interst Rate Turn off/on Sound Effects
Interest Paid Bypass Logo Screen
Interest Saved Default Report Options
Total Interest Paid for all Debts
Total Interest Saved for all Debts
Reports
Calendar or Fiscal Year
Cumulative or Non Cumulative
Whole Dollars or Exact Cents
18 Date Formats--International Included
View on screen before printing
6 or 8 Lines Per Inch
Top and Left Margin Adjustment
Automatic Bolding of Headers and Totals
Automatic Condensed Print when Needed
IBM Graphic Characters
What is Shareware?
Shareware is a marketing concept in which copyrighted software products
are distributed by allowing and encouraging duplication of the program
for evaluation by interested parties. As a recipient of a shareware
program, you are granted the right to use the program for a short period
to determine if it meets your needs. The program developer receives
payment from the users after they have determined that the product meets
their needs. The motivation for making payment for a shareware program
is honest payment for a valuable tool, desire for support, updates,
enhancements and documentation, and to help encourage shareware authors
to produce additional quality programs.
Program Registration
The Debt Analyzer can be registered with Insight Software Solutions by
sending a check or money order in the amount of $20.00 U.S. funds to
the address listed above. Upon receipt, Insight Software solutions will
send you the latest version of The Debt Analyzer along with a printed
manual. Once registered, you will receive notification of major updates
and new products. Registration includes a 90 day support policy where
free updates will be provided for major problems. If a problem cannot be
resolved, then a refund of money will be made.
Program Support
Insight Software Solutions offers support through the mail, phone, fax
and BBS. Please refer to address and phone number above. Our official
support BBS is the Rocky Mountain Software BBS (RMS). RMS can be reached
24 hours a day at (801) 963-8721 where a conference dedicated to us can
be found. Our latest software products and versions, bulletins, news and
message system are located on RMS. RMS accepts modem baud rates of 1200
to 38400.
┌────────────────────────────────────────────────────────────────────────┐
│ Insight Software Solutions is a member of the Association of Shareware │
│ Professionals (ASP). ASP wants to make sure that the shareware │
│ principal works for you. If you are unable to resolve a shareware │
│ related problem with an ASP member by contacting the member directly, │
│ ASP may be able to help. The ASP Ombudsman can help you resolve a │
│ dispute or problem with an ASP member, but does not provide technical │
│ support for members' products. Please write to the ASP Ombudsman at │
│ 545 Grover Road, Muskegon, MI 49442 or send a CompuServe message via │
│ CompuServe Mail to ASP Ombudsman 70007.3536. │
└────────────────────────────────────────────────────────────────────────┘